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1 About this guide
a. If you are not bankrupt
b. If you are already bankrupt
2 What is bankruptcy?
3 How are you made bankrupt?
4 Where is the bankruptcy order made?
5 Who will deal with your case?
a. The Official Receiver
b. An insolvency practitioner
6 What are your duties as a bankrupt?
7 How will bankruptcy affect you?
a. In relation to your creditors
b. Your assets
c. Your pensin
d. Your life assurance policy
e. Work-related registrations, licences and permissions
f. Your business
g. Your wages
8 Payment to creditors
9 What happens to your home?
10 What are the restrictions on a bankrupt?
11 Becoming free from bankruptcy
a. How long does bankruptcy last?
b. Debts
c. Assets you owned or obtained before your discharge
d. Assets you obtain after your discharge
12 Bankruptcy restrictions orders and undertakings
13 Debts incurred after you have been made bankrupt
14 The main stages in the administration of bankruptcy
15 Alternatives to bankruptcy
a. An informal arrangement or “family arrangement”
b. Administration orders
c. Individual voluntary arrangements
- How does it work?- What will it cost?
- When can it be made?
- Are there any restrictions?
- What are its advantages compared to bankruptcy?
- Can it be proposed by a member of a partnership?
16 Other Insolvency Service publications
17 What to do if you are dissatisfied with the handling of your bankruptcy
18 Insolvency terms - what do they mean?
19 Where to go for help and advice
20 Data Protection Act 1998 - How we collect and use information
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