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Be Debt free in 60 Months

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testimonials

“...I was actually doing fine. Nice little mail-order business. Okay, I got a bit behind on the VAT payments, but I could have handled it. Only then my bloody house goes and burns down. Insurance takes forever to pay, and frankly I was so shook up by the thing, I lost it a bit workwise. Just couldn’t keep on top of things. Started missing payments....”

Mark Dudley

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"Thank you so much for all your help. It really has made a massive difference to our lives. We really appreciate everything you have done for us. Thank you."

Mrs Virginia Ince, Chorley

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Debt free in 60 months

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Why Us for debt help

Many companies make you start paying the costs of an IVA even before the arrangement has been agreed.

If the IVA turns out to be unsuccessful, you’ll find it very hard to reclaim your money. Our licensed practitioners have close relationships with most creditors and know from experience what they will and will not accept   So we won’t waste your time putting forward a proposal that has no chance of success. But in any case, we will never charge you any fees upfront – our service is completely free.

Ian Slater IVAfreehelp debt help campaigner 2003

If you want clarification on any of these points, please telephone 0161 244 5649  and speak to one of our personal advisors.

Manage Your Debts - for Free!

There are any number of reasons why people get into debt. Yes, sometimes carelessness, or even recklessness is involved, but the majority of the time it’s down to events outside your control. You lose your job, you become ill, you get divorced or separated – basically, your life changes and your income can’t keep up.

That doesn’t mean you don’t try. Most people who contact us do so at the end of a long period of struggle to maintain their debt repayments. We’re pretty much a last resort. There comes a time when the dreadful realisation hits that things aren’t getting any better – they’re getting worse.

Whatever you do, interest and administration charges just keep piling up. You keep paying what you can, but the fact is that you’re actually more in debt this month than you were last, and that next month you’ll owe even more. Unless you take some drastic action fast, you’re going to go under. Or, at best, face an endless grim grey period of worry and deprivation, with no end in sight.

So – you get in touch with us. And, of course, what you want to know is whether there’s anything that can be done.
Well, the answer is yes.

We can organise a debt management plan to put you back in control of your finances. (And you won’t need to borrow any more money to do it – generally that just ends up making things worse.) You will make only one single affordable payment each month to satisfy all your creditors, with a realistic chance of getting your interest and charges frozen as well. Your debt will not only be made handleable, you’ll be able to see a genuine prospect of paying it off altogether.

And we will charge you absolutely nothing for this service. It’s completely free.

So, if you feel that your debt problems are out of control, do please contact us. Many of our staff have been in this situation themselves so they will be able to deal with your enquiry with real empathy and understanding.

 

 

 

 

 

 

 

 

 

 

 

"Your advice was excellent. How nice to find people so willing to spend the time necessary to get things right."  Mr. O'Brien, Manchester More Testimonials 

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